Many people choose DIY will kits because they appear quick and inexpensive. However, that short-term convenience can lead to long-term legal uncertainty, family disputes, and extra costs for your family. This article outlines the key risks and practical next steps for anyone in New South Wales considering a DIY Will.

Key Pitfalls of DIY Will Kits in NSW

  • Invalid execution and witnessing errors: NSW law has strict signing and witnessing requirements. Even small mistakes can render a Will invalid.
  • Ambiguous or poorly drafted clauses: Generic templates often create uncertainty about who receives what and when, increasing the risk of disputes.
  • Overlooking modern assets: Superannuation, trusts, jointly held property and digital assets are frequently mishandled or omitted in DIY templates.
  • No assessment of capacity or undue influence — DIY processes don’t record testamentary capacity or protect against coercion, making costly validity challenges more likely.
  • Unsuitable for complex families — Blended families, step-relations and dependants with special needs require tailored provisions that templates rarely provide.
  • Failure to update after life changes — Marriage, divorce, births, major asset changes and new business interests require prompt revisions that DIY users overlook.

When a DIY Will Might Be Acceptable

  • Very simple estates only — Suitable when there is a single testator, limited assets, no minor children, no superannuation or Trust and company complications and a single adult beneficiary.
  • With legal verification — Even simple DIY Wills should be reviewed by a lawyer to confirm execution formalities and address superannuation and trustee nominations.

Practical Steps We Recommend

  • Seek a brief legal review to ensure the Will is valid and covers all key assets.
  • Follow NSW signing and witnessing rules carefully and avoid making handwritten amendments or attaching anything to  the will after signing.
  • Review superannuation and binding nominations separately from the Will.
  • Document capacity and consider professional witnessing when there are concerns about capacity or possible undue influence.
  • Update your Wil regularly, especially after major life events, or at least every few years, to keep it current.

Quick Client Checklist

  • Is your family situation simple or complex?
  • Have you named beneficiaries for superannuation and insurance separately?
  • Was the Will signed and witnessed correctly in NSW?
  • Do you have evidence of capacity if it could be questioned?
  • Have you reviewed your Will since major life events?

Call to action

If you or a family member used a DIY kit, we recommend a short appointment to review the document and confirm it will achieve your intentions. To book a review, please get in contact with us by calling 9525 8688 or by emailing wmd@wmdlaw.com.au.