Many people choose DIY will kits because they appear quick and inexpensive. However, that short-term convenience can lead to long-term legal uncertainty, family disputes, and extra costs for your family. This article outlines the key risks and practical next steps for anyone in New South Wales considering a DIY Will.
Key Pitfalls of DIY Will Kits in NSW
- Invalid execution and witnessing errors: NSW law has strict signing and witnessing requirements. Even small mistakes can render a Will invalid.
- Ambiguous or poorly drafted clauses: Generic templates often create uncertainty about who receives what and when, increasing the risk of disputes.
- Overlooking modern assets: Superannuation, trusts, jointly held property and digital assets are frequently mishandled or omitted in DIY templates.
- No assessment of capacity or undue influence — DIY processes don’t record testamentary capacity or protect against coercion, making costly validity challenges more likely.
- Unsuitable for complex families — Blended families, step-relations and dependants with special needs require tailored provisions that templates rarely provide.
- Failure to update after life changes — Marriage, divorce, births, major asset changes and new business interests require prompt revisions that DIY users overlook.
When a DIY Will Might Be Acceptable
- Very simple estates only — Suitable when there is a single testator, limited assets, no minor children, no superannuation or Trust and company complications and a single adult beneficiary.
- With legal verification — Even simple DIY Wills should be reviewed by a lawyer to confirm execution formalities and address superannuation and trustee nominations.
Practical Steps We Recommend
- Seek a brief legal review to ensure the Will is valid and covers all key assets.
- Follow NSW signing and witnessing rules carefully and avoid making handwritten amendments or attaching anything to the will after signing.
- Review superannuation and binding nominations separately from the Will.
- Document capacity and consider professional witnessing when there are concerns about capacity or possible undue influence.
- Update your Wil regularly, especially after major life events, or at least every few years, to keep it current.
Quick Client Checklist
- Is your family situation simple or complex?
- Have you named beneficiaries for superannuation and insurance separately?
- Was the Will signed and witnessed correctly in NSW?
- Do you have evidence of capacity if it could be questioned?
- Have you reviewed your Will since major life events?
Call to action
If you or a family member used a DIY kit, we recommend a short appointment to review the document and confirm it will achieve your intentions. To book a review, please get in contact with us by calling 9525 8688 or by emailing wmd@wmdlaw.com.au.